Penn Treaty
As a leading provider of long-term care insurance, Penn Treaty American (PTA) has been around for 35 years. Based in Allentown, Pennsylvania, PTA makes its long-term care insurance (LTCI) available through several subsidiaries:
- American Network Insurance Co.
- American Independent Network Insurance Co. of New York
- Penn Treaty Network America Insurance Co.
- Penn Treaty Network America Life Insurance Co. (California)
Insurance for Long-Term Care
Penn Treaty's insurance policies cover the services needed by patients with medical conditions that last for months or years, such as:
- home health care
- care in assisted-living facilities
- all types and levels of nursing care
Penn Treaty and Bad Faith Insurance Practices
There are many ways that an insurance company can act "in bad faith" and thus harm an individual or family with an insurance policy. Consumers pay billions of dollars' worth in insurance premiums to U.S. insurance companies, and there are many thousands of complaints from consumers describing how insurance companies don't live up to the policy contract.
Bad faith practices include:
- refusing to pay a policyholder's claim without conducting a reasonable investigation
- failing to act promptly in response to communication from a policyholder
- settling a claim for less than the appropriate amount
- not settling a claim in a reasonable amount of time
- wrongfully denying a claim
- unreasonably delaying the payment of benefits
- using unreasonable interpretations of the terms of the insurance policy
Law Firms that Fight Bad Faith Practices
Fortunately, consumers who have been harmed by a bad-faith insurance practice in the U.S. have legal recourse. Many attorneys and law firms across the U.S. are highly familiar with the tactics used by some insurers to maximize their profits at the expense of their policyholders.
If you feel that your insurance company has denied your claim unfairly or engaged in another bad faith practice, contact us to schedule a private consultation with a law firm in your area that represents victims of insurance bad faith. It's bad enough that an unfortunate event created a need for your insurance claim in the first place; don't let the insurer add extra hassle and costs to your situation.
Your case will be discussed in full, and your legal rights and options will be explained to you.
Be assured your matters will be in experienced & caring hands.
